Banking this background, it would be useful to analysis

Banking today is one of the major sectors, which provide the largest employmentopportunities.

With the network of approximately 34,163 branches and a work forceof 9 lakhs of employees and a potential for further expansion, the banks are one of thebiggest employers in the country. Alongside the development of the banking industryand the generation of increasing employment opportunities in this sector, there is asignificant spurt in the number of women being drawn towards the banking industry.It is noteworthy that approximately out of 221004 bank employees at the officers(executives) level as many as 9200 are women. Thus the ratio of female to maleemployees is 1:23.

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At the clerical level, 82000 out of 4,68,200 are women. The ratioof female clerks is 1:5. Against this background, it would be useful to analysis an upsurge of particular factors, which have contributed to such upsurge of women in thebanking sector. The advent of women has been the result of a conscious anddeliberate policy of the government of India to induct women into the main stream ofeconomic life and to provide them maximum encouragement towards this.Thus, an important contributory factor is the impetus given by means of governmentpolicies and legislation, which confer gender equality and the absence ofdiscrimination in matters of recruitment. With the removal of any impediments in theway of women seeking employment in banks, it is not all surprising that women arejoining banks in increasing numbers.Women are considered to be an asset in the banking industry.

Banking is a serviceindustry where considerable importance is attached to customer service and dealingswith client. Where courteous and personalized service is called for, women by nature,by training and disposition are better endowed to extend such type of service thantheir male counterparts. Yet another important requirement is that of integrity andhonesty and it is well known that women are less prone to fraud and corruption.Women are found to be sincere, conscientious and diligent in work. Even in thematters of industrial relations, women possess the needed tact and patience andhuman approach, which ensure healthy staff relations. Once women have voluntarilyopted for the higher promotions they have not been found shirking in theirresponsibilities and have accepted whatever work has arisen in the course of theirduties.

                                               While a number of women are entering the banking profession, nevertheless, it is truethat a sizeable number do not aspire for managerial positions. Quite a sizeable numberremain contented with lower level staff or supporting positions and do not seek entryinto the executive cadres. What are the major reasons for this state of affairs?Obviously, ability is not the reason as their competence has even otherwise beenacknowledged? It is the lack of motivation or commitment that is the major cause.Thus, women faced with a choice between the two, tend to allow familyresponsibilities to take precedence over work obligation. The point to be consideredhere is whether there is any basic conflict between the role of a woman as a motherand wife and as that of a workingwoman and whether effective handling of one can bedone only at the cost of the other. There is nothing in the way of women striking aproper balance between the conflicting demands and being able to discharge both theduties efficiently and effectively. There are several women executives who are livingexamples to this fact.In case of married professionals, situation is much grave.

Besides her professionalarea, she has to meet many requirement and expectations of the family from thesocial, obligatory emotional and psychological point of view and she works day inand day out to maintain both the fronts.She may not be able to give up her profession due to the fact that :1. She adds to better economical and social status of family2.

She may be aware of her capability and potential and wants to develop herselffor her better career prospects;3. She may aspire to achieve some excellence and contribute to society andnation as a whole.The policies have been positively oriented towards the development of women in thebanking sector and several facilities have been extorted in this regard.

The workenvironment is congenial and provides enough scope for all women and their successdepends on their individual competence and willingness to accept the challenges.What is needed, is that the women are self-motivated, assert them and becomeachievers. It is entirely upto women to exploit the opportunities presented to them andto come forward to take up the challenge in larger numbers.                  Influential women in indian banking      1.

      ARUNDHATI  BHATTAYACHARYA  :- Chair-managing director of one of the Big Four banks of India, State Bank of India, Arundhati Bhattacharya is a real role model to the women in her country. Beginning her career at SBI as a probationary officer at the age of 22, Arundhati Bhattacharya has now been working with SBI for around 4 decades. Her sincere and loyal service to the country’s largest lender made her the youngest and the first female chairperson at State Bank of India. She has also introduced a two-year sabbatical policy for women in the company, which will help the women employees in State Bank of India enormously.    2.      CHANDHA KOCHHAR:- CEO and Managing Director of one of the other Big Four banks of India, ICICI Bank, Chanda Kochhar is one of the success pillars of the retail business of the bank in India. While she lead the retail business for the bank, the bank won the “Best Retail Bank in India” in 2001 and 3 consecutive years from 2003. Under her leadership, ICICI bank also won many other awards for their initiatives in retail banking.

Forbes listed Chanda Kochhar as 35th most powerful women in the word in 2015. She has worked for ICICI bank for 30 years and has proved herself as a strong women leader not only in India, but also in the world.    3.      SHIKHA SHARMA:-  CEO and Managing Director of India’s largest bank (assets) in the private sector, Axis Bank, Shikha Sharma has performed phenomenally in her professional life. She has more than three decades of experience in the financial industry and she has worked for big institutions including ICICI bank and JP Morgan & Co.

As Shikha joined Axis Bank in 2009, the bank’s stock upsurged by 90% and its assets grew by 30% in the financial year 2012-13. 4.      USHA ANANTHASUBRAMANIAN :-CEO and Managing Director of Punjab National Bank, which is one of the Big Four banks of India, Usha Ananthasubramanian has been honored by the Ministry of Finance, Government of India for her leadership in establishment of the all-women’s bank (Bhartiya Mahila Bank) in India. In the three decades of her career in banking, she has worked with prominent Indian financial institutions like LIC, Bank of Baroda, Punjab National Bank and Bhartiya Mahila Bank. Under her leadership, Punjab National Bank received the Most Socially Responsible Bank Award 2011 by Businessworld-PricewaterhouseCoopers (PwC). On behalf of Bhartiya Mahila Bank, Usha Ananthasubramanian also received the Asian Banker Achievement Award 2015 in the technology implementation category of Best Outsourcing Project5.

      SHANTI  EKAMBARAM:- President of Consumer Banking of India’s fourth largest bank (market capitalization), Kotak Mahindra Bank, Shanti Ekambaram is another magnificent personality in the Indian banking industry. While she served as a sits President of Corporate and Investment Banking, Shanti doubled the profit for the unit in 2012-13 inspite of the unstable conditions in equity and debt markets. Shanti Ekambaram was one amongst the Most Powerful Women In Indian Business in 2014 by Business Today. Shanti’s colleagues have praised her for her great leadership and firm decision-making skills. She has also been honored with the Award for Outstanding Contribution in the field of Banking and Financial Services 2013-14.